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Yes, in order to evaluate your application, we need to conduct a credit check on you and your company. If you have blocked your credit check, you can temporarily open the block on Creditsafe's website.

Unfortunately, we can't help you with a business loans in order to start your own business, but we are happy to help in the start-up and growth phase. After submitting an application, feel free to submit the documentation that will confirm the company's turnover. Please log in to our self-service portal myQRED with BankID and go to Documents to upload the required documentation.

We will attempt to process your application within one business day. When a loan application is granted, you will be sent an offer by e-mail and SMS. Upon signing, fill in your bank account for payment, and the corporate loan paid out within a few minutes.

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The day you sign the loan agreement automatically turns into your new due date, and every month you will be sent an invoice 10 days before your due date. Please note that the Account and KID numbers listed on your invoice are valid for the entire loan term. Feel free to take contact with our customer service if you need to change your due date the business loan your.

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Unfortunately, we do not offer this service today, but we may update your email address for receipt of invoice.

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The loan offer is valid for 10 days, but we can of course resend the offer if it has expired. Contact our customer service by phone 32 99 36 41, send an email to support@qred.no or chat with us here on the website and we will help you.

Yes, you can sign the agreement for the corporate loan with BankID (password and one-time code) or BankID on mobile.

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Yes, you can choose for yourself how much you want to borrow from the granted amount for the corporate loan.

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No, we cash out the business loan only to a Norwegian bank account belonging to the holding.

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Oh, absolutely! Qred has no binding period or early redemption fee for our business loans.

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Yes, you guys can run with more guarantors.

No, you must have an account with a Norwegian bank to be able to get business loans with us.

You can apply for a higher loan on our website by logging into our self-service portal MyQred with BankID. If you would like to apply for a higher corporate loan than the one you have been granted, you can request a new assessment by contacting our customer service by phone 32 99 36 41. In most cases, we will ask for supplementary documentation in order to have a proper basis for assessment.

You get a monthly invoice, on which you pay a fixed monthly fee as well as installments on the business loan yours according to your repayment schedule. You can follow your repayment schedule by logging into our self-service portal MyQred with BankID.

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An invoice for the business loan yours is sent every month to your email address. Please contact our customer service if you would like us to change your email address or send the invoice to you by regular mail. You can also download the invoice by logging into our self-service portal MyQred with BankID.

There may be a number of reasons why we have chosen to reject your application for business loans. You are always welcome to contact our customer service for a more detailed explanation of why we have made that decision.

We begin the assessment process by familiarizing ourselves with your company. Further, we take into account the desired loan amount for the business loan and the financial situation of the company, where you may be asked to submit supplementary documentation or answer some questions. The purpose is to tailor a financing solution adapted to the needs and wishes of the company.

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The company must show active measures against green investments, such as payment for electric car, solar offer or order confirmation for environmentally friendly equipment. Read more about Green Loans here. There are slightly different conditions for our green loans than for our usual business loans.

You can choose to refund the full amount, at no additional charge. Contact us or log in to My Qred.

We offer loans to enterprises, where you fill out an application form on our website or at My Qred If you are already a customer with us. We offer short-term financing between NOK 10 000 and 5 000 000 000.

We offer business loans without collateral, meaning that we do not pledge property, operating accessories, accounts receivable or inventories. The applicant, on the other hand, acts as a self-debtor surety on our business loans. It is also possible to line up with several sureties. Anyone applying for a self-debtor's bail must have an active role in the business or have a strong association with the business. This indicates the general manager, chairman, board member or shareholder.

We offer a repayment period of up to 36 months which is determined according to the needs of the company. Since we have no binding time on our business loans, you always have the opportunity to repay the loan earlier without additional costs.

We offer business loans without collateral, which means we do not pledge property, operating accessories, accounts receivable or inventories. However, you are posing as one self-debtor surety on our loans.

You can contact us by calling 32 99 36 41, email to support@qred.no or chat with us here on the website. We are open Mon-Fri between 08:30-16:30.

In the case of a self-debtor bail, the guarantor provides a guarantee of the borrower's ability to pay and willingness to pay the company loan.

Companies with the company form ENK, AS, DA, ANS or ASA may apply for business loans. The applicant must have Norwegian BankID and a connection to the company. This indicates the general manager, chairman, board member or shareholder.

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Green Loans can be used for environmentally friendly investments such as renewable energy, energy efficient initiatives, green transport, and sustainable manufacturing.

Et green loan from Qred is a financing opportunity that supports environmentally friendly investments for businesses.

We undertake a comprehensive credit assessment of the company before we establish a individual monthly fee.

Read more about business loans.

Qred Bank is a bank for entrepreneurs. We help SMEs with the right kind of financing. All Norwegian companies can apply for business loans up to 5,000,000 NOK without having to go to the bank.

No, the repayment plan is not binding and you can therefore comply the corporate loan at any time at no extra cost. Please log in to our self-service portal myQRED to download a final invoice questionnaire.

No, we don't have a redemption fee. You can therefore fulfill the whole the corporate loan at any time at no extra cost. You can download a final invoice by logging into our self-service portal myQRED with BankID.

No, we don't have an establishment fee. You will pay a fixed monthly fee each month until the corporate loan is fulfilled.

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You get a full overview of your business loans by logging in myQRED with BankID.

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For information

‍Your loan agreement and repayment schedule can be downloaded in advance of you signing a business loan agreement. You will also receive all the necessary documents by e-mail after the agreement is signed.

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What is My Qred?

This is a self-service portal for customers of Qred. The portal gives you a full overview of your active loan, including your repayment schedule and upcoming invoice. It also gives you an overview of previous loans with Qred.

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Can I apply for a new or higher loan on My Qred?

Yes, you can easily apply for a new or higher loan at myQRED, where you get a response within an hour.